Useful Information

ManipalCigna

TPA Information

Pro Health Select Individual

Synopsis:

A health plan that extends coverage in times of need.

Highlight:

  • Sum Insured 3, 4, 5, 7, 10, 15, 20, 25 Lacs
  • Policy Tenure: 1/2/3 years
  • 1/2/3/4/5 Lacs in all combinations provided the Deductible is not higher than the SI opted
  • Automatic extension of policy for 2 years on diagnosis of a Critical Illness or Permanent Total Disability due to Accident
  • Lifetime renewals

Benefit:

Title
Description
Room Rent Limit
Covered up to Single Private Room, Hospital room up to `3000
ICU Daily Rent Limit
ICU up to 7000
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
171 procedures, Covered up to full sum insured
Additional Cover for Critical Illness
Critial Illness Add-on cover
Automatic Restoration of Sum Insured
Available once in a policy year for unrelated illnesses in addition to the SI opted
Pre-Existing Disease / Illness coverage
covered after 48 months
Waiting Period for New Policy
30 days
Ambulance Expenses
Up to 2,000 per hospitalisation event
Non-Allopathic Treatments
Coverage for Ayurvedic, Yoga, Naturopathy, Unani, Siddha & Homeopathy up to Sum Insured
Donor Expenses
Covered up to Sum Insured
No Claim Bonus
10% max 100% no reducing, 25% max 100% non reducing, 50% max 100% reduced by 50% in case of claim.